Authorizations and Disclosures

Credit Report Authorization and Disclosure for Bizcap Mobile App and my.bizcapfunding.com (“Bizcap Portal”). By proceeding with the use of Bizcap Mobile App or Bizcap Portal, you agree to the following terms regarding the access and use of your credit information:

Authorization to Obtain Credit Report: You hereby authorize NewCo Capital Group dba Bizcap to obtain your credit report and credit score from one or more credit reporting agencies for purposes such as evaluating your eligibility for financial products offered through our app, verifying your identity, and other related purposes as permitted by law.

Purpose of Credit Inquiry: This credit pull is conducted as part of our assessment process for any financial services or products you may apply for via Bizcap Portal or Bizcap Mobile App. It is an essential step in understanding your financial standing and determining the most suitable offerings for you.

Type of Credit Inquiry: Please be aware that this will constitute a “hard inquiry” on your credit report. A hard inquiry may impact your credit score and will be visible to other credit issuers and evaluators.

Consent Requirement: By using Bizcap Portal or Bizcap Mobile App and our services, you explicitly consent to us accessing your credit report for the aforementioned purposes. Your consent is required to proceed with any credit-related services we offer. Potential Impact on Credit Score: Understand that a hard inquiry might slightly lower your credit score for a short period. Multiple hard inquiries in a short time may have a more significant effect.

Confidentiality and Data Security: Bizcap is committed to maintaining the confidentiality and security of your personal information. Your credit report and related personal data will be handled in accordance with our Privacy Policy and applicable data protection laws.

Duration of Consent: This consent will remain in effect as long as you are using Bizcap Portal or Bizcap Mobile App to access financial products and services.

Withdrawal of Consent: You have the right to withdraw your consent at any time by contacting us through the app. Please be aware that withdrawing your consent may affect your ability to use certain services within the app that require credit information. By accepting these terms, you acknowledge that you have read, understood, and agreed to the above-stated terms regarding the use of your credit information by Bizcap Portal or Bizcap Mobile App.

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